Welcome to the leading platform for Multistate Money Services Business (MSB) licensing in the United States. Our firm specializes in helping fintechs, international banks, payment processors, and credit issuers navigate the complex but highly rewarding process of establishing a compliant MSB operation across multiple U.S. states. In 2025, with the widespread adoption of the Money Transmission Modernization Act (MTMA), the opportunity to build a scalable, efficient MSB has never been more accessible.
MSBs are at the core of the modern financial ecosystem. From processing domestic and international payments to issuing prepaid cards, managing wallets, and supporting embedded finance products, MSBs enable key functionalities that power today’s fintech landscape. We support clients looking to enter the U.S. market with a fully licensed structure—aligned with MTMA requirements—that meets federal and state-level compliance expectations from day one.
Whether you’re launching a digital wallet, a crypto exchange, a neobank, or a credit card issuing platform, our team has the expertise to structure your MSB in a way that ensures operational flexibility, risk mitigation, and long-term scalability. With over 30 states participating in the MTMA framework, we help you leverage shared compliance protocols, harmonized capital requirements, and unified audit procedures to accelerate growth and reduce regulatory overhead.
In addition to licensing, we provide full compliance architecture—from drafting AML and KYC programs to recommending technology partners for transaction monitoring, customer due diligence, and reporting. We also assist in establishing relationships with BIN sponsors, ACH and wire processors, and U.S. banks for settlement and correspondent services. Our turnkey advisory and licensing support is designed to help you launch quickly and grow responsibly.
We offer specialized guidance for international institutions, including international and global banks outside of the United States, IFEs licensed in Puerto Rico and FinTech companies and brokerages looking to establish a U.S.-based operational footprint. The integration of an MSB license with an international bank allows for broader access to U.S. payment networks, credit issuing programs, and lending structures—while remaining fully compliant with both domestic and international regulations.
Whether you’re starting from scratch or expanding an existing operation, we can guide you through the entire MSB process. Our services include multistate license filings, entity structuring, compliance setup, regulatory strategy, and exam readiness. We help you align your product offering with legal frameworks while providing ongoing advisory support to adapt as regulations evolve.
In a rapidly changing financial landscape, MSB licensing is no longer a compliance checkbox—it’s a strategic advantage. Let us help you create the infrastructure your business needs to thrive across jurisdictions and scale with confidence.
Get Started Today
You’ve built a business vision—now it’s time to turn that vision into a fully licensed, scalable Money Services Business. Contact us for a private consultation and receive a customized action plan tailored to your goals and jurisdictional requirements. Our team is ready to help you launch a world-class MSB that meets today’s regulatory demands and tomorrow’s growth potential.