Home - Multistate MSB License

Build a Multistate MSB Structure in the United States

Expand across 30+ states with a streamlined Money Services Business licensing strategy built for 2025

Scale Your Fintech with a Nationwide MSB License Plan

Reduce regulatory friction and expand faster under MTMA with our expert-guided multistate MSB licensing services

Blockchain-Based Systems and Operations

Launch a Fintech, Credit Issuer, or Wallet with an MSB Structure

From ACH and wire access to card issuing and compliance, we build scalable U.S. MSB frameworks for modern financial businesses

Build My MSB Strategy

MSB Compliance, Simplified and Synchronized

Unify your money transmitter, crypto, and card issuing compliance with a single multistate MSB framework

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Building a Multistate MSB Structure

Global Cross Border Payments Experts

Crypto and Fintech Friendly Multistate Licenses

Not sure
where to start?

We help you throughout the entire process

Our team has decades of experience in licensing, payments, and banking. There’s no issue we have not confronted and business model we have not analyzed

MSB Licensing for Fintechs, Credit Issuers, and International Banks

Whether you’re launching a payments platform, digital wallet, or credit card issuing business, our team provides end-to-end MSB licensing solutions across the United States. With the adoption of the Money Transmission Modernization Act (MTMA) in over 30 states, it’s never been more efficient to launch a multistate MSB operation.

Why Choose a Multistate MSB in 2025

Standardized capital and bonding requirements
Shared regulatory exams and supervision
Unified compliance framework
Access to ACH, wire, SWIFT, and card networks
Scalable structure for fintechs, lenders, and crypto platforms

Who We Serve

Fintech Startups – Embedded finance, wallets, and payment rails
International Banks – Layer a U.S. MSB onto your Puerto Rico IFE license or non-US bank
Credit Card Issuers – Use MSBs for BIN sponsorship and payment processing
Merchant Cash Advance Providers – Compliant lending structures and account handling

Our Services

Multistate MSB Licensing Strategy & Execution
Preparation and Filing of License Applications
Compliance Infrastructure Design
Coordination Across 30+ MTMA States
BIN Sponsorship Setup and Payment Rail Integration
Ongoing Audit Support and Regulatory Liaison

Why 2025 Is the Year to Launch

31 states have now adopted or partially adopted the Money Transmission Modernization Act (MTMA), including major jurisdictions like California, Texas, New York, and Florida. For the first time, businesses can:

We don’t recommend one-off licenses. The real value lies in a coordinated, multistate MSB plan.

Puerto Rico + U.S. MSB Structure

Start Your Multistate MSB in 2025

We’ll guide you through every step — from business model structuring and regulatory strategy to licensing execution and compliance operations. Build a foundation that supports growth, payment innovation, and global financial integration.